{"id":17945,"date":"2026-08-17T02:14:12","date_gmt":"2026-08-16T23:14:12","guid":{"rendered":"https:\/\/ncyprus.com.tr\/northern-cyprus-cost-of-buying-decoded-every-hidden-fee-charge-surprise-cost-foreign-buyers-must-budget-for-in-2026\/"},"modified":"2026-10-24T14:14:43","modified_gmt":"2026-10-24T11:14:43","slug":"northern-cyprus-cost-of-buying-decoded-every-hidden-fee-charge-surprise-cost-foreign-buyers-must-budget-for-in-2026","status":"publish","type":"post","link":"https:\/\/ncyprus.com.tr\/tr\/northern-cyprus-cost-of-buying-decoded-every-hidden-fee-charge-surprise-cost-foreign-buyers-must-budget-for-in-2026\/","title":{"rendered":"<span data-no-translation>Kuzey K\u0131br\u0131s Sat\u0131n Alma Maliyeti A\u00e7\u0131klamas\u0131: Yabanc\u0131 Al\u0131c\u0131lar\u0131n 2026&#039;da B\u00fct\u00e7elemesi Gereken Her Gizli \u00dccret, Masraf ve S\u00fcrpriz Maliyet<\/span>"},"content":{"rendered":"<div class=\"ncyprus-ai-translation-block\" data-no-translation>\n<p>\u0130stenen fiyat, Kuzey K\u0131br\u0131s&#8217;ta bir evin size maliyeti de\u011fildir. Devlet vergileri, ikinci el sat\u0131\u015flarda yakla\u015f\u0131k %10, yeni in\u015faatlarda ise yakla\u015f\u0131k %15 ekler. Avukatlar, geli\u015ftirici \u00fccretleri, ba\u011flant\u0131lar ve d\u00f6viz \u00e7evrimi daha fazlas\u0131n\u0131 ekler. Bu maliyetlerin baz\u0131lar\u0131 devlet taraf\u0131ndan belirlenir. Di\u011ferleri ise geli\u015ftirici veya acente taraf\u0131ndan belirlenir ve m\u00fczakere edilebilir. Bu rehber, bunlar\u0131 listeler, her bir rakam\u0131n nereden geldi\u011fini belirtir ve katalo\u011fumuzdaki istenen fiyatlar\u0131 kullanarak iki \u00f6rnekle sona erer.<\/p>\n<h2>1. Devlet vergileri ve Tapu Dairesi \u00fccretleri<\/h2>\n<p>Bunlar yasa veya Bakanlar Kurulu taraf\u0131ndan belirlenir. <a href=\"https:\/\/ncyprus.com.tr\/northern-cyprus-property-taxes-unpacked-stamp-duty-vat-transfer-fees-annual-costs-every-foreign-buyer-must-budget-for-in-2026\/\">Emlak vergileri rehberimiz<\/a> bunlar\u0131 ayr\u0131nt\u0131l\u0131 olarak ele al\u0131r; k\u0131saca:<\/p>\n<ul>\n<li><strong>Damga vergisi:<\/strong> S\u00f6zle\u015fme bedelinin %0,5&#8217;i, s\u00f6zle\u015fme damgaland\u0131\u011f\u0131nda, genellikle imzaland\u0131ktan sonra 21 g\u00fcn i\u00e7inde \u00f6denir (<a href=\"https:\/\/selectestatesinternational.com\/north-cyprus-buyer-tax-guide-2026-property-taxes-buying-costs\/\" target=\"_blank\" rel=\"noopener\">Select Estates, 10 Ekim 2026 tarihinde g\u00fcncellendi<\/a>).<\/li>\n<li><strong>KDV:<\/strong> Bir geli\u015ftiriciden sat\u0131n al\u0131nan yeni bir evde %5, genellikle teslimatta; \u00f6zel ikinci el sat\u0131\u015flarda yok (<a href=\"https:\/\/tekce.com\/north-cyprus\/purchase-costs\" target=\"_blank\" rel=\"noopener\">Tekce<\/a>).<\/li>\n<li><strong>Tapu devir \u00fccreti:<\/strong> Al\u0131c\u0131 rehberleri yabanc\u0131lar i\u00e7in m\u00fclk ba\u015f\u0131na %9 olarak belirtir (Select Estates; <a href=\"https:\/\/ordently.com\/en\/invest\/tax-guide\" target=\"_blank\" rel=\"noopener\">Ordently<\/a>). Oran, 2023 ba\u015f\u0131ndan itibaren %12 idi (<a href=\"https:\/\/www.bagimsiz.com\/bakanlar-kurulu-ilgili-tuzugu-yeniledi-harc-miktarinda-degisiklik-olmadi\" target=\"_blank\" rel=\"noopener\">Ba\u011f\u0131ms\u0131z, 7 \u015eubat 2024<\/a>). 7 Ekim 2026&#8217;da yay\u0131nlanan ge\u00e7ici bir indirim, 5 Ocak 2027 tarihine kadar yabanc\u0131n\u0131n ilk m\u00fclk\u00fc i\u00e7in %4, ikincisi i\u00e7in %5,5 ve \u00fc\u00e7\u00fcnc\u00fcs\u00fc i\u00e7in %6 olarak belirlenmi\u015ftir (<a href=\"https:\/\/haberkibris.com\/tapu-harclarinda-yeni-duzenleme-1458-2026-10-07.html\" target=\"_blank\" rel=\"noopener\">Haber K\u0131br\u0131s<\/a>). Bu, o d\u00f6nemde Tapu Dairesi&#8217;nde yap\u0131lan devirler i\u00e7in ge\u00e7erlidir.<\/li>\n<li><strong>Sat\u0131n alma izni:<\/strong> Sabit bir ba\u015fvuru \u00fccreti, ayl\u0131k asgari \u00fccretin yar\u0131s\u0131 olarak rapor edilmi\u015ftir (Select Estates).<\/li>\n<\/ul>\n<p>Kaynaklar, devir \u00fccretinin bir k\u0131sm\u0131n\u0131n s\u00f6zle\u015fme tescil edildi\u011finde tahsil edilip edilmedi\u011fi konusunda farkl\u0131 g\u00f6r\u00fc\u015flere sahiptir. Avukat\u0131n\u0131zdan, her bir devlet \u00fccretini, dayana\u011f\u0131n\u0131 ve ne zaman \u00f6denece\u011fini yaz\u0131l\u0131 olarak belirtmesini isteyin.<\/p>\n<h2>2. Hukuki ve profesyonel \u00fccretler<\/h2>\n<ul>\n<li><strong>Kendi avukat\u0131n\u0131z.<\/strong> Rehberler, standart bir sat\u0131n alma i\u00e7in KDV hari\u00e7 yakla\u015f\u0131k 1.000-1.500 \u00a3 civar\u0131nda bir \u00fccret belirtir (Select Estates). Avukat, tapu ara\u015ft\u0131rmas\u0131 yapmal\u0131, imar ve in\u015faat izinlerini kontrol etmeli, s\u00f6zle\u015fmeyi incelemeli, tescil etmeli ve izin ba\u015fvurusunu halletmelidir. Sadece sizin i\u00e7in hareket eden bir avukatla \u00e7al\u0131\u015f\u0131n.<\/li>\n<li><strong>Vekaletname.<\/strong> Her ad\u0131mda adada bulunmayacaksan\u0131z, bir vekaletname imzalayacaks\u0131n\u0131z. Noter tasdiki ve yurt d\u0131\u015f\u0131nda imzaland\u0131ysa apostil gereklidir. Sat\u0131n alma ile s\u0131n\u0131rl\u0131 tutun.<\/li>\n<li><strong>Ekspertiz.<\/strong> \u0130kinci el veya tamamlanm\u0131\u015f yeni bir in\u015faat i\u00e7in, ba\u011f\u0131ms\u0131z bir m\u00fchendis denetimi i\u00e7in \u00f6deme yapmaya de\u011fer. Fiyatlar b\u00fcy\u00fckl\u00fc\u011f\u00fcne g\u00f6re de\u011fi\u015fir; teklif isteyin.<\/li>\n<li><strong>Terc\u00fcme.<\/strong> S\u00f6zle\u015fmeler ve Tapu Dairesi belgeleri T\u00fcrk\u00e7e&#8217;dir. \u0130htiyac\u0131n\u0131z olursa yeminli terc\u00fcme i\u00e7in b\u00fct\u00e7e ay\u0131r\u0131n.<\/li>\n<\/ul>\n<h2>3. Geli\u015ftirici ve proje \u00fccretleri<\/h2>\n<p>S\u00fcrprizlerin genellikle buradan geldi\u011fi yer buras\u0131d\u0131r. Bunlar geli\u015ftirici taraf\u0131ndan belirlenir, bu y\u00fczden bunlar\u0131 yaz\u0131l\u0131 olarak isteyin ve projeleri kar\u015f\u0131la\u015ft\u0131r\u0131n:<\/p>\n<ul>\n<li>elektrik ve su ba\u011flant\u0131s\u0131, saya\u00e7lar ve trafo katk\u0131lar\u0131;<\/li>\n<li>teslim veya y\u00f6netim \u00fccretleri;<\/li>\n<li>pe\u015fin \u00f6denen site bak\u0131m \u00fccretleri ve herhangi bir yedek fon;<\/li>\n<li>dahil de\u011filse mobilya ve beyaz e\u015fya paketleri;<\/li>\n<li>ayr\u0131 sat\u0131lan otopark yerleri veya depolama alanlar\u0131.<\/li>\n<\/ul>\n<p>Fiyata KDV&#8217;nin dahil olup olmad\u0131\u011f\u0131n\u0131 ve tamamlanma gecikirse bu \u00fccretlere ne olaca\u011f\u0131n\u0131 sorun.<\/p>\n<h2>4. Emlak\u00e7\u0131 komisyonu<\/h2>\n<p>Yeni in\u015faatlarda genellikle geli\u015ftirici emlak\u00e7\u0131ya \u00f6deme yapar. \u0130kinci el sat\u0131\u015flarda, ba\u015flang\u0131\u00e7ta komisyonu kimin \u00f6dedi\u011fini ve ne kadar oldu\u011funu sorun. Bu, rezervasyon veya sat\u0131\u015f s\u00f6zle\u015fmesine yaz\u0131lmal\u0131d\u0131r.<\/p>\n<h2>5. Evi sahiplendikten sonraki i\u015fletme maliyetleri<\/h2>\n<ul>\n<li><strong>Y\u0131ll\u0131k belediye emlak vergisi:<\/strong> m\u00fctevaz\u0131 ve metrekare ba\u015f\u0131na \u00fccretlendirilir; belediyeye g\u00f6re de\u011fi\u015fir ve resmi bir oran tablosu bulamad\u0131k.<\/li>\n<li><strong>Site \u00fccretleri:<\/strong> y\u00f6netim \u015firketinin ge\u00e7en y\u0131lki ger\u00e7ek hesaplar\u0131n\u0131 isteyin.<\/li>\n<li><strong>Faturalar ve sigorta:<\/strong> elektrik kullan\u0131ma g\u00f6re faturaland\u0131r\u0131l\u0131r; bina ve i\u00e7erik sigortas\u0131 iste\u011fe ba\u011fl\u0131 ancak mant\u0131kl\u0131d\u0131r.<\/li>\n<li><strong>Kira ve sonraki sat\u0131\u015f vergisi:<\/strong> kira geliri KKTC&#8217;de beyan edilir ve sat\u0131\u015ftan elde edilen kazan\u00e7lar, 31\/2025 say\u0131l\u0131 Yasa uyar\u0131nca vergilendirilir, tek seferlik ev muafiyeti yabanc\u0131lar i\u00e7in ge\u00e7erli de\u011fildir (<a href=\"https:\/\/www.ktto.net\/wp-content\/uploads\/2025\/06\/Gelir-Vergisi-Degisiklik-Yasasi-Tasinmaz-mal-satis-kazanci-hk.pdf\" target=\"_blank\" rel=\"noopener\">yasa metni<\/a>). G\u00fcncel oranlar i\u00e7in bir muhasebeciye dan\u0131\u015f\u0131n.<\/li>\n<\/ul>\n<h2>6. G\u00f6z ard\u0131 edilirse size pahal\u0131ya mal olabilecek kurallar<\/h2>\n<p>Yabanc\u0131 al\u0131c\u0131lar\u0131n Bakanlar Kurulu iznine ihtiyac\u0131 vard\u0131r ve bir ki\u015finin sahip olabilece\u011fi ev ve arazi miktar\u0131na s\u0131n\u0131rlamalar uygulan\u0131r. Kurallar May\u0131s 2026&#8217;da tekrar de\u011fi\u015fti ve s\u00f6zle\u015fmelerin belirli bir s\u00fcre i\u00e7inde tescil edilmesi ve izin ba\u015fvurusunun yap\u0131lmas\u0131 gerekiyor. <a href=\"https:\/\/ncyprus.com.tr\/northern-cyprus-property-laws-2025\/\">Yabanc\u0131 al\u0131c\u0131lar i\u00e7in kurallar<\/a> rehberimize bak\u0131n. Ka\u00e7\u0131r\u0131lan bir tescil s\u00fcresi, bir s\u00f6zle\u015fmeyi ge\u00e7ersiz k\u0131labilir, bu da herhangi bir \u00fccretten \u00e7ok daha b\u00fcy\u00fck bir maliyettir.<\/p>\n<h2>7. D\u00f6viz \u00e7evrimi<\/h2>\n<p>Fiyatlar \u00e7o\u011funlukla sterlin olarak belirtilir, ancak vergiler T\u00fcrk liras\u0131 olarak \u00f6denir ve paran\u0131z euro veya ba\u015fka bir para birimiyle ba\u015flayabilir. Bankan\u0131z\u0131n oran\u0131n\u0131 uzman bir transfer hizmetiyle kar\u015f\u0131la\u015ft\u0131r\u0131n ve s\u00f6zle\u015fmede her taksitin hangi para biriminde \u00f6denece\u011fini kararla\u015ft\u0131r\u0131n.<\/p>\n<h2>\u00c7al\u0131\u015fma \u00f6rnekleri<\/h2>\n<p>Her iki fiyat da 24 Ekim 2026 tarihinde <a href=\"https:\/\/ncyprus.com.tr\/properties-list\/\">katalo\u011fumuzdan<\/a> al\u0131nm\u0131\u015ft\u0131r (istenilen fiyatlar, tamamlanm\u0131\u015f sat\u0131\u015flar de\u011fil). Yabanc\u0131 bir al\u0131c\u0131n\u0131n ilk m\u00fclk\u00fc ve standart %9 transfer \u00fccreti varsay\u0131lm\u0131\u015ft\u0131r.<\/p>\n<h3>A. \u0130skele&#8217;de yeni in\u015faat daire, 145.000 \u00a3<\/h3>\n<p>145.000 \u00a3, <a href=\"https:\/\/ncyprus.com.tr\/property-location\/iskele-iskele\/\">\u0130skele&#8217;de<\/a> mevcut dairelerin ortalama istenen fiyat\u0131d\u0131r.<\/p>\n<table>\n<tbody>\n<tr>\n<td>Damga vergisi, %0,5<\/td>\n<td>725 \u00a3<\/td>\n<\/tr>\n<tr>\n<td>KDV, %5<\/td>\n<td>7.250 \u00a3<\/td>\n<\/tr>\n<tr>\n<td>Transfer \u00fccreti, %9<\/td>\n<td>13.050 \u00a3<\/td>\n<\/tr>\n<tr>\n<td>Avukat (rehber aral\u0131\u011f\u0131, art\u0131 KDV)<\/td>\n<td>1.000\u20131.500 \u00a3<\/td>\n<\/tr>\n<tr>\n<td><strong>Fiyat\u0131n \u00fcst\u00fcne toplam<\/strong><\/td>\n<td><strong>yakla\u015f\u0131k 22.000\u201322.500 \u00a3 (%15)<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>B. Girne&#8217;de iki yatak odal\u0131 ikinci el daire, 230.000 \u00a3<\/h3>\n<p>230.000 \u00a3, <a href=\"https:\/\/ncyprus.com.tr\/property-location\/kyrenia\/\">Girne&#8217;de<\/a> mevcut iki yatak odal\u0131 dairelerin ortalama istenen fiyat\u0131d\u0131r.<\/p>\n<table>\n<tbody>\n<tr>\n<td>Damga vergisi, %0,5<\/td>\n<td>1.150 \u00a3<\/td>\n<\/tr>\n<tr>\n<td>KDV<\/td>\n<td>\u00f6zel ikinci el sat\u0131\u015flarda yok<\/td>\n<\/tr>\n<tr>\n<td>Transfer \u00fccreti, %9<\/td>\n<td>20.700 \u00a3<\/td>\n<\/tr>\n<tr>\n<td>Avukat (rehber aral\u0131\u011f\u0131, art\u0131 KDV)<\/td>\n<td>1.000\u20131.500 \u00a3<\/td>\n<\/tr>\n<tr>\n<td><strong>Fiyat\u0131n \u00fcst\u00fcne toplam<\/strong><\/td>\n<td><strong>yakla\u015f\u0131k 22.900\u201323.400 \u00a3 (%10)<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Geli\u015ftirici \u00fccretleri, izin \u00fccreti, ekspertiz, mobilya ve d\u00f6viz maliyetleri dahil de\u011fildir. Tapu devri 5 Ocak 2027 tarihine kadar bildirilen %4 oran\u0131nda ger\u00e7ekle\u015firse, transfer \u00fccreti A \u00f6rne\u011finde 5.800 \u00a3 ve B \u00f6rne\u011finde 9.200 \u00a3 olacakt\u0131r.<\/p>\n<h2>Kontrol listesi<\/h2>\n<ul>\n<li>Avukat\u0131n\u0131zdan yaz\u0131l\u0131 maliyet \u00e7izelgesi: her vergi, oran, dayanak ve vade tarihi.<\/li>\n<li>Geli\u015ftirici \u00fccretlerinin yaz\u0131l\u0131 listesi ve fiyata KDV&#8217;nin dahil olup olmad\u0131\u011f\u0131.<\/li>\n<li>\u0130kinci el sat\u0131\u015fta emlak\u00e7\u0131 komisyonunu kimin \u00f6dedi\u011fi.<\/li>\n<li>S\u00f6zle\u015fme tescili ve izin son tarihleri, takviminizde.<\/li>\n<li>Her taksit i\u00e7in para birimi, s\u00f6zle\u015fmede kararla\u015ft\u0131r\u0131lm\u0131\u015f.<\/li>\n<\/ul>\n<p>Belirli evlerin tam maliyetini kar\u015f\u0131la\u015ft\u0131rmak i\u00e7in <a href=\"https:\/\/ncyprus.com.tr\/contact\/\">bize ula\u015f\u0131n<\/a>.<\/p>\n<hr \/>\n<p><em>Bu makale genel bilgi niteli\u011findedir, hukuki veya vergi tavsiyesi de\u011fildir. Kurallar de\u011fi\u015fir; sat\u0131n alma i\u015fleminizin ayr\u0131nt\u0131lar\u0131n\u0131 Kuzey K\u0131br\u0131s&#8217;ta lisansl\u0131 bir avukatla teyit edin.<\/em><\/p>\n<p><em>Son g\u00f6zden ge\u00e7irme: 24 Ekim 2026<\/em><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>\u0130stenen fiyat, Kuzey K\u0131br\u0131s&#8217;ta bir evin size maliyeti de\u011fildir. Devlet vergileri, ikinci el sat\u0131\u015flarda yakla\u015f\u0131k %10, yeni in\u015faatlarda ise yakla\u015f\u0131k %15 ekler. Avukatlar, geli\u015ftirici \u00fccretleri, ba\u011flant\u0131lar ve d\u00f6viz \u00e7evrimi daha fazlas\u0131n\u0131 ekler. Bu maliyetlerin baz\u0131lar\u0131 devlet taraf\u0131ndan belirlenir. Di\u011ferleri ise geli\u015ftirici veya acente taraf\u0131ndan belirlenir ve m\u00fczakere edilebilir. Bu rehber, bunlar\u0131 listeler, her bir rakam\u0131n [&hellip;]<\/p>","protected":false},"author":1,"featured_media":17944,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[480],"tags":[],"class_list":["post-17945","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investment-insights"],"_links":{"self":[{"href":"https:\/\/ncyprus.com.tr\/tr\/wp-json\/wp\/v2\/posts\/17945","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ncyprus.com.tr\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ncyprus.com.tr\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ncyprus.com.tr\/tr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ncyprus.com.tr\/tr\/wp-json\/wp\/v2\/comments?post=17945"}],"version-history":[{"count":0,"href":"https:\/\/ncyprus.com.tr\/tr\/wp-json\/wp\/v2\/posts\/17945\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ncyprus.com.tr\/tr\/wp-json\/wp\/v2\/media\/17944"}],"wp:attachment":[{"href":"https:\/\/ncyprus.com.tr\/tr\/wp-json\/wp\/v2\/media?parent=17945"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ncyprus.com.tr\/tr\/wp-json\/wp\/v2\/categories?post=17945"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ncyprus.com.tr\/tr\/wp-json\/wp\/v2\/tags?post=17945"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}